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Advanced investment return calculator with 5 powerful modes: CAGR analysis, portfolio comparison, Monte Carlo simulation, and SIP returns. Professional-grade analytics with Sharpe ratio, risk metrics, and interactive visualizations.
Simple average of all returns. Easy to calculate but can overestimate actual returns when volatility is high. Formula: (R1 + R2 + ... + Rn) / n
True average return accounting for compounding. More accurate for investment returns over time. Formula: [(1+R1) × (1+R2) × ... × (1+Rn)]^(1/n) - 1
Compound Annual Growth Rate shows the rate at which investment would have grown if it grew at a steady rate. Formula: (Final Value / Initial Value)^(1/years) - 1
Measures volatility or risk. Higher values indicate more unpredictable returns. Used to assess investment stability.
Risk-adjusted return metric. Measures excess return per unit of risk. Above 1 is good, above 2 is excellent. Formula: (Return - Risk Free Rate) / Standard Deviation
Similar to Sharpe but only considers downside volatility. Better for asymmetric return distributions.
Largest peak-to-trough decline. Shows worst-case scenario loss. Important for risk management.
Our calculator uses industry-standard financial formulas to analyze investment performance. Get comprehensive metrics including CAGR, Sharpe ratio, and risk analysis used by professional investors.
Simple Average, CAGR Analysis, Portfolio Comparison, Monte Carlo Simulation & SIP Returns
Sharpe ratio, Sortino ratio, maximum drawdown, standard deviation, skewness & kurtosis
7 types of charts including growth, returns, drawdown, and probability distributions
Compare multiple investments side-by-side with pre-loaded templates
Select from Simple Average, CAGR Analysis, Portfolio Comparison, Monte Carlo, or SIP Returns based on your needs.
Input annual returns, initial investment, or use pre-loaded portfolio templates for quick analysis.
Review comprehensive metrics including CAGR, Sharpe ratio, drawdown, and visualizations.
Use insights to select investments, rebalance portfolio, or plan retirement with confidence.
Arithmetic mean is simple average, while geometric mean accounts for compounding. For investments, geometric mean (CAGR) is more accurate.
Smoothed annual growth rate that normalizes returns across different time periods for easy comparison.
Measures investment performance independent of cash flows. Best for comparing fund managers.
Accounts for timing and size of cash flows. Shows actual investor experience with contributions.
Measures return variability. <5%: Low Risk, 5-10%: Moderate, 10-15%: High, >15%: Very High
Risk-adjusted returns. >2: Excellent, 1-2: Very Good, 0.5-1: Good, <0.5: Poor
Like Sharpe but only considers downside risk. Better for asymmetric return distributions
Largest peak-to-trough decline. <10%: Low, 10-20%: Moderate, 20-30%: Significant, >30%: Severe
Percentage of positive return years. 70-80%: Good, 80-90%: Excellent, >90%: Exceptional
Distribution shape metrics. Positive skew = more upside, high kurtosis = fat tails
Plan long-term investments with goal tracking
Calculate compound growth over time
Calculate return on investment percentage
Plan systematic investment plans
Calculate various types of interest
Plan your savings goals
Calculate fixed deposit returns
Plan retirement corpus
Calculate bond yields and returns
Our average return calculator uses industry-standard financial formulas including CAGR, Sharpe ratio, and Monte Carlo simulation methods. The calculations follow mathematical principles used by professional investors and financial analysts worldwide. For additional information about investment analysis and portfolio management, refer to these authoritative sources:
Regulatory guidance for investment products, mutual funds, and investor protection measures
Industry standards for mutual fund performance reporting and risk metrics
Monetary policy, interest rate guidelines, and financial market regulations
Global standards for investment analysis, portfolio management, and performance measurement
Disclaimer: This calculator provides estimates based on historical data and statistical methods. Past performance does not guarantee future results. Investment returns can vary significantly based on market conditions, asset allocation, and timing. Always consult with a certified financial advisor for personalized investment advice.
Simple Average, CAGR Analysis, Portfolio Comparison, Monte Carlo, and SIP Returns - most calculators offer only one
Sharpe ratio, Sortino ratio, maximum drawdown, skewness, kurtosis - professional-grade analytics
Growth, returns, drawdown, probability distributions, and more - comprehensive visualizations
Compare multiple investments side-by-side with pre-loaded templates - unique feature
Run 1000+ scenarios to understand probability distributions - rarely found in free calculators
Calculate systematic investment plan returns with rupee cost averaging effects
Perfect experience on mobile, tablet, and desktop - calculate anywhere, anytime
Instant calculations as you type - no waiting or page reloads
Comprehensive guides, formulas, and FAQs to improve investment knowledge
All calculations done client-side - your data never leaves your device
Quick analysis with sample portfolios for different asset classes
Download calculations and charts for your records and presentations
Don't chase high returns blindly. Use Sharpe ratio to compare investments on a risk-adjusted basis. A fund with 12% return and low volatility may be better than one with 15% return and high volatility.
Don't put all eggs in one basket. Spread investments across equity, debt, gold, and real estate. Diversification can help reduce portfolio volatility and improve risk-adjusted returns over time.
Short-term volatility is normal. Consider staying invested for at least 5-7 years in equity. Use SIP to average out market fluctuations. Time in the market often beats timing the market.