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Calculate bond yield to maturity, price, duration & convexity instantly. Advanced bond calculator with tax analysis, payment schedules & comprehensive insights.
| Period | Year | Coupon | Principal | Total |
|---|---|---|---|---|
| 1 | 1 | $25.00 | $0.00 | $25.00 |
| 2 | 1 | $25.00 | $0.00 | $25.00 |
| 3 | 2 | $25.00 | $0.00 | $25.00 |
| 4 | 2 | $25.00 | $0.00 | $25.00 |
| 5 | 3 | $25.00 | $0.00 | $25.00 |
| 6 | 3 | $25.00 | $0.00 | $25.00 |
| 7 | 4 | $25.00 | $0.00 | $25.00 |
| 8 | 4 | $25.00 | $0.00 | $25.00 |
| 9 | 5 | $25.00 | $0.00 | $25.00 |
| 10 | 5 | $25.00 | $0.00 | $25.00 |
| ... 10 more payments ... | ||||
| Bond Type | Features | Risk | Best For |
|---|---|---|---|
| Government Bonds | Backed by government, fixed interest | Low | Conservative investors |
| Corporate Bonds | Issued by companies, higher yields | Medium | Balanced portfolios |
| Municipal Bonds | Tax-free interest income | Low | High tax bracket investors |
| Zero-Coupon Bonds | No periodic interest, sold at discount | Medium | Long-term goals |
| High-Yield Bonds | Higher returns, lower credit rating | High | Risk-tolerant investors |
Where: C = Coupon payment, r = Yield per period, F = Face value, n = Total periods
Measures annual income relative to current market price
Weighted average time to receive cash flows
Measures price sensitivity to yield changes
Accurate yield to maturity using advanced algorithms
Calculate fair bond price based on market conditions
Measure interest rate risk and price sensitivity
See real after-tax returns adjusted for inflation
Choose what you want to calculate: Yield to Maturity (YTM), Bond Price, or Duration Analysis.
Input face value, coupon rate, years to maturity, and current price. Select bond type (coupon or zero-coupon).
Set payment frequency, tax rate, and inflation rate for comprehensive analysis.
Get instant results with duration metrics, return analysis, payment schedules, and expert insights.
A bond is a debt security where you loan money to an entity (government or corporation) for a defined period at a fixed interest rate. Bonds provide predictable income and are generally safer than stocks.
Newton-Raphson method for accurate yield to maturity computation
Present value calculation of all future cash flows
Macaulay and modified duration for risk assessment
Second-order measure of interest rate sensitivity
After-tax yield and income calculations
Real yield adjusted for inflation expectations
Detailed period-by-period cash flow breakdown
Support for coupon and zero-coupon bonds
Total return, annualized return, and capital gains
Where C = coupon payment, r = yield, t = period, F = face value, n = total periods
Measures annual income return as percentage of current price
Weighted average time to receive all cash flows
Measures price sensitivity to interest rate changes
Backed by government, lowest risk, tax advantages
Risk: LowIssued by companies, higher yields, moderate risk
Risk: MediumTax-free interest, issued by local governments
Risk: Low-MediumNo periodic interest, sold at deep discount
Risk: MediumHigher returns, lower credit ratings, higher risk
Risk: HighForeign currency exposure, diversification benefits
Risk: Medium-HighPlan your investment strategy
Calculate compound interest growth
Calculate simple interest returns
Calculate return on investment
Calculate average investment returns
Fixed deposit interest calculator
Evaluate treasury bonds and notes
Analyze corporate bond opportunities
Optimize fixed income allocation
Measure interest rate sensitivity
Build stable income streams
Create predictable cash flows
Structure maturity schedules
Compare different bond options
Use bond laddering to spread investments across different maturity dates. This reduces interest rate risk and provides regular liquidity as bonds mature.
Regularly check credit ratings of bond issuers. Downgrades can significantly impact bond prices. Diversify across issuers to reduce credit risk.
Municipal bonds may offer tax-free income for high-bracket investors. Always compare after-tax yields, not just nominal rates, when evaluating bonds.
Our bond calculator uses industry-standard formulas and is designed to provide accurate estimates. For more information about bond investments and fixed income strategies, consult these authoritative sources:
Regulatory guidelines for bond investments and investor protection
Information on government securities and monetary policy
Bond market data and trading information
Bond credit ratings and risk assessments
YTM is the total return anticipated on a bond if held until maturity. It considers:
Duration measures price sensitivity to interest rate changes:
Buy bonds with staggered maturities (1, 2, 3, 4, 5 years). As each matures, reinvest in a new long-term bond.
Invest in short-term and long-term bonds, avoiding intermediate maturities. Balances liquidity with higher yields.
Concentrate bonds to mature around the same time, matching a specific future financial goal or liability.